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Tuesday, 9 December 2008
NATSEM, an economic think-tank, has concluded that compulsory superannuation is the single most important factor in the mitigation of wealth inequality in Australia.
Universal and compulsory super – where every worker has the right to their...
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Monday, 27 October 2008
Most people have more than one super account. Sometimes, there can be good reasons, including preserving valuable benefits such as insurance you can't get elsewhere, and avoiding high termination (exit) fees.
But you may have too many...
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Wednesday, 1 October 2008
If you have a dispute with your super fund you should first ask them for a Financial Services Guide (FSG). This is required to contain information about the internal and external dispute resolution procedures. Union members may also approach their...
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There are two great Lost Superannuation search facilities unions and union members should know about: AUSfund - Australia's Unclaimed Super Fund 1 in 2 working Australians has left some of their super behind. This means you or your family...
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Wednesday, 1 October 2008
Your employer must pay a minimum of 9% of your earnings base into your super account
Generally, as an employee, your employer should be paying super for you if you are:
aged 18 years or over but under 70, and;
paid at...
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Wednesday, 1 October 2008
Super co-contributions
The super co-contribution scheme was introduced from 1 July 2003. It is an Australian Government initiative to help low to middle income earners save for their retirement.
If you are eligible and make personal super...
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Wednesday, 1 October 2008
The Australian Securities and Investment Commission (ASIC) consumer website FIDO has free calculators including super calculator. A number of industry super funds also provide super calculators.
Click here to find...
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Tuesday, 30 September 2008
Twenty years ago unions won super as a right for all Australian workers and set up Industry Super Funds to look after the retirement savings of their members. Since then, Industry Super Funds have gone from strength to strength whilest retaining...
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Important information that you should know about Superannuation:
How to find Lost Super
How much Super you should you be paid
Too many Super accounts? Why consolidating Super is important
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Tuesday, 8 March 2005
There are a number of different types of funds. Super funds fall into two broad categories:
All profits to members’ funds, for example industry funds; and
For profit funds, for example retail funds run by banks.
The...
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