Most people have more than one super account. Sometimes, there can be good reasons, including preserving valuable benefits such as insurance you can't get elsewhere, and avoiding high termination (exit) fees.

But you may have too many accounts simply because you've not got around to consolidating your money. Unnecessary accounts generally bring unnecessary fees and charges that can eat away at your future savings. They also make it far more likely that you and your funds lose track of each other. 'Lost members' may find their super gets transferred out of their original fund into an 'eligible rollover fund', whose investment strategy may not suit you and whose investment earnings may be lower.

Find out more about consolidating small amounts in lots of accounts and recovering lost super. 

Industry Fund Financial Planning (IFFP) has a SFCS Service team investigates each of your* super policies and provide you with a summary of exactly what fees you are paying on each.

The SFCS team then compare these fees to what you would pay if you rolled these policies into your industry super fund. The information they gather is summarised in an easy-to-read report.

There is no obligation - it’s your choice. However, if you decide to consolidate your super accounts, the SFCS can help you with all the necessary paperwork. 

**The service is free to members of the participating  industry super funds. The service is paid for by the super funds and covered by the administration fee you pay as a member. CLICK HERE for more information